About Jumbo Loans
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $726,200 for most of the US. High-cost counties may go up to $874,000. Rates may be a bit higher on jumbo loans because lenders generally have a higher risk. Jumbo loans allow you to buy more home without having to put a lot more money down.
We’re here to make the jumbo home loan process easier, with tools and knowledge that will help guide you along the way, starting with our Jumbo Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
The Jumbo Loan Process
Here’s how our home loan process works:
Complete our simple mortgage pre-qualification letter request
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
There are many benefits to jumbo loans. One of the biggest benefits is that financing options are available up to millions of dollars, far above what is available with a conventional loan. This may provide convenience to many borrowers.
NMLS# 1660690
AZMB #0944059
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352.738.0516
jjordan@nexamortgage.com
3100 W Ray Rd,
STE 201, Office 209
Chandler, AZ 85226
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Company State License# AZMB - 0944059 | NMLS# 1660690